body,td,th {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
html, body {
	background-color: #005fba;
	background-image: url(../images/background.png);
	background-repeat: repeat-x;
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	width: 100%;
	margin: 0;
	padding: 0;
	border: 0;
}
/*p {
	padding: 0;
	margin: 0;
}*/
a:link {
	color: #165377;
}
a:visited {
	color: #165377;
}
a:hover {
	color: #337eaa;
}
a:active {
	color: #165377;
}
h1 {
	font-size: 18px;
	color: #114a6b;
}
h2 {
	font-size: 16px;
	color: #114a6b;
}
h3 {
	font-size: 14px;
	color: #114a6b;
}
.notify {
	color: #f00;
}
.clear {
	clear: both;
	height: 1px;
	font-size: 1px;
	border: none;
	margin: 0;
	padding: 0;
	background: transparent;
}

/* ************ START HEADER ************ */
#header {
	width: 100%;
}
#header #top_banner {
	background-image: url(../images/top-banner-bg.png);
	background-repeat: repeat-x;
	width: 100%;
}
#header #header_bot {
	background-image: url(../images/top-banner-bottom-bg.gif);
	background-repeat: repeat-x;
	height: 7px;
}
#header #main_menu {
	background-image: url(../images/menu-main-bg.gif);
	background-repeat: repeat-x;
	height: 38px;
}

/* ************ START MAIN MENU ************ */
#header #main_menu ul {list-style: none; margin: 0; padding: 0;}
#header #main_menu ul li {float: left; margin: 0; padding: 0;}
#header #main_menu a {display: block; height: 0; padding-top: 39px; overflow: hidden;}
#header #main_menu li.main_menu_list_1 {width: 71px; background-color: transparent; background-image: url(../images/menu-main-home-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_2 {width: 208px; background-color: transparent; background-image: url(../images/menu-main-fsg-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_3 {width: 131px; background-color: transparent; background-image: url(../images/menu-main-privacy-policy-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_4 {width: 69px; background-color: transparent; background-image: url(../images/menu-main-links-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_5 {width: 78px; background-color: transparent; background-image: url(../images/menu-main-claims-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_10 {width: 112px; background-color: transparent; background-image: url(../images/menu-main-community-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_6 {width: 194px; background-color: transparent; background-image: url(../images/menu-main-ins-termi-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_7 {width: 112px; background-color: transparent; background-image: url(../images/menu-main-contact-us-off.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_9 {width: 191px; background-color: transparent; background-image: url(../images/menu-main-no-tax-off.png); background-repeat: no-repeat;} 
#header #main_menu a#main_menu_item_1 {background:transparent url(../images/menu-main-home-on.png) -71px -38px no-repeat;}
#header #main_menu a#main_menu_item_2 {background:transparent url(../images/menu-main-fsg-on.png) -208px -38px no-repeat;}
#header #main_menu a#main_menu_item_3 {background:transparent url(../images/menu-main-privacy-policy-on.png) -131px -38px no-repeat;}
#header #main_menu a#main_menu_item_4 {background:transparent url(../images/menu-main-links-on.png) -69px -38px no-repeat;}
#header #main_menu a#main_menu_item_5 {background:transparent url(../images/menu-main-claims-on.png) -78px -38px no-repeat;}
#header #main_menu a#main_menu_item_10 {background:transparent url(../images/menu-main-community-on.png) -112px -38px no-repeat;}
#header #main_menu a#main_menu_item_6 {background:transparent url(../images/menu-main-ins-termi-on.png) -194px -38px no-repeat;}
#header #main_menu a#main_menu_item_7 {background:transparent url(../images/menu-main-contact-us-on.png) -112px -38px no-repeat;}
#header #main_menu a#main_menu_item_1:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_2:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_3:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_4:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_5:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_10:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_6:hover {background-position: 0 0; z-index:50;}
#header #main_menu a#main_menu_item_7:hover {background-position: 0 0; z-index:50;}
#header #main_menu li.main_menu_list_1_on {width: 71px; background-color: transparent; background-image: url(../images/menu-main-home-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_2_on {width: 208px; background-color: transparent; background-image: url(../images/menu-main-fsg-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_3_on {width: 131px; background-color: transparent; background-image: url(../images/menu-main-privacy-policy-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_4_on {width: 69px; background-color: transparent; background-image: url(../images/menu-main-links-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_5_on {width: 78px; background-color: transparent; background-image: url(../images/menu-main-claims-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_10_on {width: 112px; background-color: transparent; background-image: url(../images/menu-main-community-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_6_on {width: 194px; background-color: transparent; background-image: url(../images/menu-main-ins-termi-on.png); background-repeat: no-repeat;}
#header #main_menu li.main_menu_list_7_on {width: 112px; background-color: transparent; background-image: url(../images/menu-main-contact-us-on.png); background-repeat: no-repeat;}
/* ************ END MAIN MENU ************ */
/* ************ END HEADER ************ */


/* ************ START CONTENT ************ */
#content {
	width: 100%;
	height: 100%;
	position: relative;
	display: table;
	width: 100%;
	margin: 0;
	padding: 0;
	border: 0; 
	clear: both;
	border-spacing: 0; /* required by Opera 6 */
}
#content #sub_menu {
	float: left;
	width: 180px;
	height: 100%;
	background-image: url(../images/menu-sub-bg.gif);
	m/argin-top: 5px;
	margin-top: 0;
	margin-right: 0;
	margin-bottom: 0;
	margin-left: 0;
	min-height: 100%; /* opera6 needs min-height but moz/IE needs height */
}
#content #content_main {
	margin-left: 185px;
	height: 100%;
	margin-top: 5px;
	margin-right: 5px;
	margin-bottom: 5px;
	padding: 10px;
	border: 1px solid #083b58;
	background-color: #FFFFFF;
	height: 100%;
	min-height: 100%; /* opera6 needs min-height but moz/IE needs height */
}

/* ************ START MAIN MENU ************ */
#content #sub_menu ul {list-style: none; margin: 0; padding: 0;}
#content #sub_menu ul li {float: left; margin: 0; padding: 0;}
#content #sub_menu a {display: block; height: 0; overflow: hidden;}
#content #sub_menu li.sub_menu_list_1 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-general-off.png); background-repeat: no-repeat;}
#content #sub_menu li.sub_menu_list_2 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-our-people-off.png); background-repeat: no-repeat;}
#content #sub_menu li.sub_menu_list_3 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-specialist-classes-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_4 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-general-classes-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_5 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-claims-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_6 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-newsletters-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_7 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-insurance-terminology-off.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_8 {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-compliance-off.png); background-repeat: no-repeat;} 
#content #sub_menu a#sub_menu_item_1 {padding-top: 29px; background:transparent url(../images/menu-sub-general-on.png) -180px -29px no-repeat;}
#content #sub_menu a#sub_menu_item_2 {padding-top: 31px; background:transparent url(../images/menu-sub-our-people-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_3 {padding-top: 31px; background:transparent url(../images/menu-sub-specialist-classes-on.png) -31px -180px no-repeat;}
#content #sub_menu a#sub_menu_item_4 {padding-top: 31px; background:transparent url(../images/menu-sub-general-classes-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_5 {padding-top: 31px; background:transparent url(../images/menu-sub-claims-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_6 {padding-top: 31px; background:transparent url(../images/menu-sub-newsletters-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_7 {padding-top: 31px; background:transparent url(../images/menu-sub-insurance-terminology-on.png) -180px -31px no-repeat;}
#content #sub_menu a#sub_menu_item_8 {padding-top: 33px; background:transparent url(../images/menu-sub-compliance-on.png) -180px -33px no-repeat;}
#content #sub_menu a#sub_menu_item_1:hover {padding-top: 29px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_2:hover {padding-top: 31px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_3:hover {padding-top: 31px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_4:hover {padding-top: 31px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_5:hover {padding-top: 31px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_6:hover {padding-top: 31px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_7:hover {padding-top: 31px; background-position: 0 0; z-index:50;}
#content #sub_menu a#sub_menu_item_8:hover {padding-top: 33px; background-position: 0 0; z-index:50;}
#content #sub_menu li.sub_menu_list_1_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-general-on.png); background-repeat: no-repeat;}
#content #sub_menu li.sub_menu_list_2_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-our-people-on.png); background-repeat: no-repeat;}
#content #sub_menu li.sub_menu_list_3_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-specialist-classes-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_4_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-general-classes-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_5_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-claims-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_6_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-newsletters-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_7_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-insurance-terminology-on.png); background-repeat: no-repeat;} 
#content #sub_menu li.sub_menu_list_8_on {width: 180px; background-color: transparent; background-image: url(../images/menu-sub-compliance-on.png); background-repeat: no-repeat;} 
/* ************ END MAIN MENU ************ */

/* ************ START MAIN SUB MENU ************ */
#content #sub_menu #drops {
	margin: 0;
	padding: 0;
	display: block;
	clear: both;
}
* html #content #sub_menu #drops li {
	display: block;
	margin: 0;
	padding-left: 20px;
	padding-bottom: 3px;
	padding-top: 3px;
	width: 160px;
	list-style-position: outside;
	list-style-type: disc;
}
#content #sub_menu #drops li {
	display: block;
	margin: 0;
	padding-left: 20px;
	padding-bottom: 3px;
	padding-top: 3px;
	width: 160px;
	list-style-position: inside;
	list-style-type: disc;
}
#content #sub_menu #drops a {
	display: list-item;
	color: #FFFFFF;
	height: auto;
	text-decoration: none;
}
#content #sub_menu #drops a:link {
	text-decoration: none;
}
#content #sub_menu #drops a:visited {
	text-decoration: none;
}
#content #sub_menu #drops a:hover {
	text-decoration: underline;
}
#content #sub_menu #drops a:active {
	text-decoration: none;
}

/* ************ END MAIN SUB MENU ************ */
/* ************ END CONTENT ************ */



/* ************ START FOOTER ************ */
#footer {
	width: 100%;
	clear: both;
	_margin-top: -5px;
}
#footer #footer_top {
	background-image: url(../images/footer-sep-bg.gif);
	background-repeat: repeat-x;
	height: 3px;
}
#footer #footer_main {
	padding: 5px;
	text-align: center;
}
#footer #footer_main p {
	font-size: 11px;
	color: #FFFFFF;
}
#footer #footer_main a {
	font-size: 11px;
	color: #FFFFFF;
}
#footer #footer_main a:link {
	font-size: 11px;
	color: #FFFFFF;
	text-decoration: none;
}
#footer #footer_main a:visited {
	text-decoration: none;
}
#footer #footer_main a:hover {
	color: #d6e5ee;
	text-decoration: underline;
}
#footer #footer_main a:active {
	text-decoration: none;
}
/* ************ END FOOTER ************ */
.DownloadsTitle {
	font-size: 14px;
	font-weight: bold;
	color: #114a6b;
}
#TableDownloads a:link {
	text-decoration: none;
}
#content #content_main #TableDownloads {
	padding-top: 5px;
	padding-right: 5px;
	padding-bottom: 10px;
	padding-left: 10px;
}

#TableDownloads a:visited {
	text-decoration: none;
}
#TableDownloads a:hover {
	text-decoration: underline;
}
#TableDownloads a:active {
	text-decoration: none;
}
.TableHeader {
	color: #fff;
	background-color: #185691;
}
.TableSubHeader {
	color: #000;
	background-color: #d7e8f1;
}
.TableAltRow {
	background-color: #ebf4f9;
}